Updated as of January 14, 2024
When you visit the allotment-loans.com site (“Site”), you consent to adhere to the set terms and conditions (“Terms”). It’s crucial to review these Terms meticulously. Should you find any of the Terms unacceptable, it’s advised that you discontinue use of the Site promptly.
Loan Matching Service
Our service (“Service”) aims to bridge the gap between potential borrowers and a selection of lenders within our network (“Lender Partners”). Participation in this Service requires you to fill out a digital application form (“Application”), wherein personal details such as your name, address, contact number, email, social security number, banking details, and employment specifics are requested. The handling and collection of this data fall under the Site’s Privacy Policy, which is an integral part of these Terms.
Loan and Credit Decisions
Please note, allotment-loans.com functions neither as a direct lender nor as an arbiter in credit decisions. We cannot ensure that any Lender Partner will extend a loan offer to you, nor can we assure the specifics of any loan offer, including terms or conditions. Furthermore, allotment-loans.com does not claim that the terms provided by Lender Partners are unmatched in the market.
By submitting an Application, you’re effectively requesting loan proposals from Lender Partners, and consenting to allotment-loans.com and its Lender Partners to reach out to you via various channels, including but not limited to email, phone, SMS, and direct mail, to process your Application or to inform you about future offerings.
Lender Partners, upon receiving your Application, will evaluate your information instantly to ascertain if it aligns with their lending criteria. This evaluation may involve credit checks, categorized either as “Hard Checks,” which might impact your credit score, or “Soft Checks,” which do not affect your credit. These assessments can be conducted through major credit bureaus or alternative credit reporting entities.
Should a Lender Partner find your Application favorable, you will be directed to their website. Understand that once redirected, allotment-loans.com’s role in your loan application process ceases, and any further engagement with the lender falls under their specific policies and terms.
Electronic Consent
By submitting an Application, you agree to receive electronic communications, including disclosures and notifications, from both allotment-loans.com and our Lender Partners. Should a connection be made with a Lender Partner, they might necessitate an electronic loan agreement from you, holding the same legal weight as a traditional paper contract.
Accuracy of Information
You assert that all information provided via your Application is accurate and truthful. Inaccuracies in your Application may lead to the denial, suspension, or termination of your access to the Service.
Service Management
allotment-loans.com reserves the right to alter any aspect of the Service without prior notice and may restrict or terminate your access to the Service if you partake in actions deemed inappropriate or in violation of these Terms. allotment-loans.com is not accountable for any service delays or errors stemming from incorrect Application information or unforeseeable technical issues.
Disclaimers and Limitations
THE SITE, ALONG WITH ALL RELATED INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES, IS OFFERED “AS IS.” allotment-loans.com DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE SITE AND ITS CONTENTS, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Engaging with the Site and the Service is solely at your own risk. allotment-loans.com, its Lender Partners, and associated entities will not be liable for any damages arising from your use of the Site or Service.
Indemnification
You agree to indemnify allotment-loans.com and its Lender Partners against any liabilities or costs arising from your use of the Site, including legal fees stemming from any breaches of these Terms.
Third-Party Links
The Site may include links to sites operated by Lender Partners and other third parties for your convenience. allotment-loans.com does not endorse, nor is it responsible for, the content or services provided by these external sites.
Dispute Resolution
Any disputes related to your use of the Site or Service will be resolved through binding arbitration, in line with the American Arbitration Association’s commercial arbitration rules. Arbitrations will take place in Los Angeles, California.
By accepting these Terms, you waive the right to resolve disputes in a court of law or through a jury trial and agree to arbitration restrictions.
Should arbitration be deemed inapplicable, legal proceedings must be filed in the state and federal courts of Los Angeles, California, within one year of the dispute’s emergence.
SMS Communications
By providing a mobile number, you consent to receive SMS communications from allotment-loans.com and Lender Partners, which may include loan-related reminders and future offers.
For further assistance: [email protected]
Note, message and data rates may apply, and allotment-loans.com is not liable for charges incurred from this service. Delivery of messages can be subject to delays.
General Provisions
These Terms represent the full agreement between you and allotment-loans.com, governed by California law. Any unenforceable provision will be replaced by a valid, enforceable provision that most closely matches the intent of the original provision. The failure to enforce any right or provision will not constitute a waiver of such right or provision. Terms may be updated at any time, with changes taking immediate effect upon posting on the Site.